Master Your Money, Build Your Wealth
24 financial tools, ML insights, and personalized guidance - all in your pocket. Built specifically for Indian investors.

Struggling with Money Management?
You're not alone. Most Indians face these challenges daily.
Where did all my money go?
Track every rupee without the hassle of manual entry
Too many calculators, no clarity
24 India-specific tools in one place - PPF, EPF, NPS, Tax & more
Tax season anxiety
Compare old vs new regime, plan HRA, and optimize deductions
Investing feels complicated
Smart asset allocation based on your age and goals
All Your Financial Needs in One App
Stop juggling multiple apps. KnowYourFinance brings everything together.
Track Everything
Expenses, budgets, goals, and net worth - all in one beautiful dashboard

Smart Insights
AI-powered intelligent categorization with personalized recommendations that adapt to you

Plan Your Future
24 India-specific calculators for every life stage and financial goal

Powerful Features, Simple Experience
Everything you need to master your finances, nothing you don't
Financial Health Score
Track your financial wellness across 6 components with actionable insights
Smart Expense Categorization
AI-powered auto-categorization with intelligent pattern recognition
Goal & Budget Tracking
Set financial goals, create budgets, and track progress with visual dashboards
19 Achievement Badges
Gamified progress across 4 tiers - Bronze to Platinum. Make finance fun!
Smart Asset Allocator
AI-powered portfolio recommendations based on your age and risk profile
Financial Wisdom
39 curated quotes from legendary investors + study 11 famous portfolios
Experience The App
Scroll to explore features in action
22+ India-Specific Tools
From PPF to Crypto Tax, everything you need
Start Your Journey
100% private. 100% offline. 100% yours.

Built for Indian Investors
24 India-specific financial calculators. No generic tools - only what matters to you.
PPF Calculator
Popular7.1% interest, 15-year planning
EPF Calculator
Essential8.25% with employer contribution
NPS Calculator
Tax SavingRetirement corpus planning
Income Tax
Must HaveOld vs New regime comparison
HRA Calculator
Tax SavingHouse rent exemption optimizer
Crypto Tax
New30% flat + 1% TDS calculator
FD Calculator
SafeFixed deposit returns planning
SIP Calculator
WealthSystematic investment planning
Lumpsum Calculator
GrowthOne-time investment returns
EMI Calculator
LoansHome/car loan planning
Gratuity Calculator
BenefitsEnd of service benefits
GST Calculator
BusinessBusiness tax calculations


Explore Interactive Features
Click any card to discover more details
22+ Calculators
India-specific financial tools
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22+ Calculators
EMI, SIP, Tax (Old vs New), PPF, EPF, NPS, Crypto Tax, FD, HRA and more. Every calculator you need for Indian personal finance.
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100% Privacy
All data stays on device
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100% Privacy
Zero data collection. No tracking. No servers. Everything happens on your iPhone with complete privacy and security.
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Smart Insights
ML-powered recommendations
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Smart Insights
On-device machine learning provides personalized financial insights, categorization, and recommendations without compromising privacy.
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KnowYourFinance vs Others
See why 10,000+ Indians trust us over generic finance apps
Join thousands of smart Indians managing their finances better 🇮🇳
Simple 3-Step Process
Start your financial journey in minutes, not hours
Download & Setup
Get the app from App Store and complete your profile in just 2 minutes
Track & Analyze
Add expenses, set budgets, and let ML categorize your spending automatically
Plan & Achieve
Use 24 calculators, follow personalized recommendations, and reach your financial goals
Your Data Stays Yours
In a world of data breaches and privacy violations, we take a different approach: we don't want your data.
100% Offline
No internet required. Your data never leaves your device.
No Cloud Storage
Everything stored locally with complete file protection.
Zero Tracking
No analytics, no cookies, no behavioral data collection.
Encrypted Storage
Military-grade encryption for all your financial data.

Frequently Asked Questions
Everything you need to know about KnowYourFinance
Still have questions?
Download the app and explore all features risk-free. No credit card required, no sign-up needed.
Download on App Store →Start Your Financial Journey Today
Take control of your finances with India's smartest personal finance app. Free forever, no strings attached.


